Revolut reaches a $115 billion valuation

Revolut has reached a historic milestone, with its valuation rising to $115 billion. Now worth more than banking heavyweights such as Barclays and Société Générale, the British neobank is establishing itself among the world’s technology giants while continuing its rapid expansion.

Revolut’s $115 billion valuation

Revolut has launched a fresh secondary share sale, lifting its valuation to $115 billion. This kind of transaction lets employees and long-standing investors sell some of their holdings to new buyers, without the company issuing any additional shares.

At the end of 2025, the fintech company was still valued at $75 billion. This increase of more than 50% represents its third major revaluation in three years. The remarkable jump is driven by outstanding financial results, as well as a particularly ambitious commercial target: to exceed 100 million customers by mid-2027, up from more than 70 million today.

Regulatory wins fuel global expansion

Above all, its surge is being supported by a series of decisive regulatory successes. Having secured banking licences in the United Kingdom and Mexico, Revolut has now obtained the sought-after approval in Australia. This is a major strategic step, as it marks the company’s first licence in the Asia-Pacific region.

The $100 billion club

Revolut is joining an exceptionally exclusive group. Among privately held companies, crossing the symbolic $100 billion threshold is a rare achievement. The neobank now sits alongside artificial intelligence giants such as OpenAI and Anthropic, as well as ByteDance, TikTok’s parent company, and Stripe.

The comparison becomes even more striking when viewed against traditional finance. Founded only in 2015, Revolut is now worth more than institutions such as Barclays and Société Générale. This further confirms its position as Europe’s most valuable start-up. Its founder, Nik Storonsky, has already warned that a stock market listing will not happen before 2028 at the earliest.

Meanwhile, the fintech is speeding up its global expansion at a relentless pace. It has already applied for a banking charter in the United States and is targeting New Zealand. This momentum is underpinned by a super-app model that brings together fee-free payments, savings accounts, lending, currency exchange and trading. It is reshaping the established model and putting traditional players under pressure. In France, the platform recently passed the symbolic milestone of 8 million customers.